Sarasota Foreclosure – One “Secret” Weapon Saves Couple’s Home!

Sarasota foreclosure group helps family save its home using one powerful secret weapon…that more families need to discover to avoid losing their homes unnecessarily!

One secret LOAN MOD weapon saves Tampa couple’s home from foreclosure.

In this short video, you’ll discover the one secret weapon Jamie & Chris Gettner of Tampa, Florida, utilize to persuade Well Fargo to approve permanent loan modification.

If you or someone you know is facing foreclosure and desperately needs to save a home, this is powerful ammunition.

Jamie & Chris just knew they were going to lose their home.

They thought they were doing everything they should be doing to save their home.

• For 6 months, they fought Wells Fargo for loan modification.

• For 6 months, Wells Fargo rejected their request.

It’s no secret: defaults and foreclosures are exploding. Loan modifications are stalling…forcing hundreds of thousands of families out of their homes.

Perhaps to no taxpayer’s surprise, the $35.5 billion allocated toward foreclosure-prevention as of December 2009 has helped ONLY 66,500 homeowners receive permanent modifications, with another 787,200 homeowners in trial modifications.

Unfortunately, defaults continue in record numbers. Earlier this month, RealtyTrac, the online tracking service of foreclosed homes, reported that foreclosure filings surged to a record 3 million in 2009, up 21% from 2008.

For six long, worry-filled months, Jamie called and faxed…called and faxed Wells Fargo.

Each phone call caused more anger and frustration. Fed up with waiting and uncertainty, Jamie & Chris chose to pay for a Forensic & Compliance Audit of all their mortgage loan documents.

The Forensic Audit Consists of a Complete intake interview with all parties on the mortgage, Complete loan document and disclosure audit by staff attorneys and CPA’S to find Violations of the Truth In Lending Act ( TILA ) and Real Estate Settlement & Procedures Act ( RESPA ).

According to reports, a staggering number of loans written between 2002 to mid 2006 includes violations, perhaps even predatory lending violations.

The audit also examines loan terms and Annual Percentage Rate (APR) for possible TILA violations. These violations turn in to leverage against the mortgage lender to modify the borrower’s loan.

In just a few days, the auditor informed Jamie & Chris of 9 violations and evidence of predatory lending. I’m not surprised, though Jamie & Chris were surprised.

Guess what happened next? Wells Fargo stumbled over itself to approve a better than expected loan modification.

For Jamie & Chris a Forensic Audit proved to be more than worth the money they invested.

For 6 months, Jamie & Chris stood among 787,200 homeowners hoping & praying they wouldn’t lose their homes.

Only when they chose Forensic Audit did Wells Fargo approve permanent loan modification…no trial modification. I’m not surprised. Truth in lending and RESPA violations are serious, as they should be.

I’ve read reports suggesting 80-90% of all “exotic” loans underwritten during 2002-2006 include violations.

Have you lost a property to foreclosure? Have you saved a property from foreclosure using a forensic audit? Either way, please take a moment to tell me about your experience, good or bad (I hope good). Scroll down a bit to leave a comment, ask a question or share your experience. For more information on Forensic Audit, contact me now. I’ll put you in touch with Forensic & Compliance Audit experts.

Sarasota foreclosure help offers homeowners who are confused and desperate a secret weapon for (possibly) saving their homes. If you or someone you know wants to buy or sell a house in or around Sarasota, please call me now. I want to be your real estate agent.

Tagged as: sarasota foreclosure, Sarasota Foreclosures, Sarasota Real Estate, Sarasota Realtor, sarasota short sale