What Mike’s Customers Are Saying
Sarasota Realtor Mike Payne’s Customers Are Saying….
“Mike was able to sell for us 3 homes in less than a year that were facing foreclosure….” Mike & Sandy Tuell, Port Charlotte, Florida
I earn my customers’ TRUST quickly because I’m competent, caring & concerned with results.
- Do you or someone you know need to avoid foreclosure?
- Do you or someone you know want (or need) to sell a house in (or around) Sarasota?
- Do you live locally and want to buy your first home in (or around) Sarasota?
- Do you live out of town, out-of-state or even out-of-country and want to buy in (or around) Sarasota?
Please call or email me now. In the meantime, please hear what two recent customers have to say about my help. Thank you!
John & Mary Klenovic, Englewood, Florida
Mike & Sandy Tuell, Port Charlotte, Florida
Here’s what I know: when you help someone with a real estate need/want, that person is more than happy to take time to share his/her thoughts…all I had to do was ASK them.
To customers who kindly took time to share your experience in writing and/or on camera, THANK YOU. Below, you see comments shared by customers (both buyers and sellers):
Terrific Realtor
Greetings Mike! We are very happy with our new home. We can’t thank enough for helping us get it. You sacrificed some commission to help us fight for a reduced sales price. Thank you. You will hear from us again. I’ll call you when the house is complete. BAH -- Sarasota
Thanks!
Mike, Thanks for being patient with my wife and me. We never saw this coming, and we kinda didn’t react appropriately at first. I wanted to walk away. My wife pushed me to call you to explore our options. You didn’t try to sell us anything when we first met at Starbucks. You asked lots of questions and eventually sat in with us when we met with our attorney and accountant. Can’t thank you enough for all you’ve done for us. We’ll miss our beach house but at least we can move on with our lives. Expect a Christmas card. Let’s stay in touch, Chris
You helped us. Thank you.
Mr. Mike, thank you for being full of good help. We work hard. We fall behind and they want to take our home. Once we were confused, we didn’t know how to help ourselves. You answered our questions. You helped us find a good lawyer to help us. You can count on us to tell your name to people we hear need a realator. Thank you, Mike
Thank you is not enough
Somehow, thank you is not enough. Mike Payne came to us when we most needed help. Boy, I can relate to what others in these reviews have said about Mike’s help. Like many others, we were staring in the face of foreclosure. And this scared us to death. Not such scared of losing our home and what we would or could do, we were embarrassed. I must admit, we were hesitant to do anything until the banks were calling every minute of every day (it sure seemed like it anyway). Mike was very easy to talk to. He showed genuine concern for us and wanted to know exactly what we wanted to see happen with our home. We had tried loan modification, throwing away $2928.00 at a company promising to get our loan modified to a payment we could afford. Didn’t happen. Our income was in worse shape now. We really hoped to avoid foreclosure. Mike answered our questions upfront and never made unrealistic promises. I think that is what impressed us the most. He didn’t try to sell himself. We knew he was right for us. We even kicked ourselves for not calling his sooner. I think we would’ve saved our selves $3000 and might have been able to save our home. oh well, you live and learn. Mike saved us from foreclosure. We are sincerely greatful. We get to move on with our lives and chalk this one up as a bad experience that didn’t turn out worse. First of all, Mike understands what it’s like to face foreclosure. He also is very knowledgeable. He doesn’t try to sell you on anything. He tells you if he doesn’t know the answer and then he gets the answer. He wants you to talk with an attorney and tax person. Most of all, you can trust Mike Payne. Even after getting burned, we quickly knew we could trust Mike. He didn’t let us down. I now can sleep at night.
A 1,000 THANKS!!!!
This review is for Mike Payne, the agent who helped us buy a house. I just wanted to take a moment to say thanks for all the help you have given us. From the beginning to the end, Mike showed that he realy cares about his job and those that he helps. Right off the bat, you made us feel comfortable and reassured us that you would help us find a new home and assist in repairing our credit. And you kept that promise. Sometimes I was hesitant to ask you a question, thinking it would be a “dumb or silly” question. But you took all my questions quite seriously and answered them in layman terms I could understand. Finding a new home can be quite stressful and frustrating. You made it happen by giving us helpful advice. And taking the time to help us search for these homes to view. You showed a true concern that we find a quality home that would appreciate in value. You didn’t rush us to buy so you could cash a quick commission check while waving goodbye. That was our chief concern when looking for a real estate agent. Fortunately for us, our friends steered us to the right agent. I take great pride in my job as well. My goal is to go “beyond the call of duty” for my customers and see them leave with a smile, just as you do. It is nice to meet someone such as yourself that matches my philosophy in life. You have good knowledge of real estate. That’s important. More than what you know about houses and how to determine there worth, you earned our trust. We looked to you as our trusted advisor. And for that…a thousand thanks. Take care, Ron
Good morning Mike
Sorry for the delay in responding, as you know I had pressing things to take care of. We appreciate so much everything you did for us and definitely feel as though we became friends during the this adventure. I couldn’t ask for a better, patient, understanding, honest, caring and professional person to hold my hand and go through this. John and I are so thankful for all that you have done to help us and look forward to enjoying our new home. This journey had been amazing. I ended up with the home of my dreams and made great frendships along the way. There are no words to accurately describe this experience. Mike, thank you so much for all that you do. You make huge impacts on people’s lives for the better and that is a trait unfortunately not found in our world these days. Well I am off to pack. Have a wonderful day. Call or email if there’s anything else I can do for you. B & J
Everything fell into place….
Dear Mike, The move in date is FINALLY here and I can’t tell you how great it feels to be working towards my dream of home ownership. July of last year, I was pre-approved for a mortgage when I ran into financial trouble when my sister lost her job and I had to make choices between paying my bills on time and helping to support her and my niece, is it any wonder that I chose them instead. Well, this choice left me in a bind because I no longer qualifed for a traditional mortage and needed a way for me to move into my home while repairing my credit. By the grace of God, I found my way to you. I have always been leery of the rent-to-own or lease/option opportunities because I have heard many horry stories with familiers having the home sold out from under them or having their depisits taken with no home to show for it. I finally broke down and called you to learn about the program and ask some questions. After our first conversation, I felt secure in knowing that this was the program for me and I just needed to put together a template of the home that I wanted. Over the past three months, I have seen many homes and had a lot of questions which you answered with diligence and patience. You never rushed me, or you never made me feel like I needed to make a decision right now and always, always you offered advice when I asked it. In the end, our partnership paid off and I have a house that I love. Thank you for helping to make one of my dreams come true. JS
miracle comes true
This success story is overdue. Better late then never, I guess. I want to say Mike Payne was very instrumental in helping us get into our own home. We were at our wits end with real estate agents giving us the run around. Last August, I was looking online and I came across an article written by Mike It turned out that it was our solution to many years of looking and trying to own our own home. God finally heard our prayers and sent us Mike. He worked diligently with my husband and I in helping us find the perfect home in a perfect location. He was never too tired to assist and was available whenever we called for advice or help. The final miracle happened when we walked into our own home. We love our home and we are very thankful to God for sending us Mike to make our dream come true. Out of this whole exciting situation we found a friend and confidant in Mike. Sincere thanks, Mr. & Mrs. Hudson
We believe in Micheal
Believe in Micheal Payne. He will help you. We earn 6 figure income. But it’s 1099 income. We couldn’t find a bank to finance our new home. That’s when we found Micheal and the right lease option opportunity for us. I had searched for weeks, calling many individuals and companies. All of them talked a good talk, but they didn’t pass my test. I knew enough to ask the right questions. Micheal was the only one to answer every question. He is the one who made it possible for us to buy our 620k home. When you work with Micheal, you don’t get pressured. He knows the creative side of real estate (I know, I used to be licensed) and I’ve worked with many RE investors. I only can imagine the amount of high income earners who can’t get financed. The lease-option and Micheal worked out for us.
Great long-distance experience!
Good morning. Pleased to recommend my realtor Mike Payne. I acquired several investment properties I had intended to flip. Market turned on me. Mike assisted me in considering my options.. I am out of state. Properties are in Orlando. Plan in motion, Mike took control of these properties and allowed me to concentrate on my business. I trust him. I don’t have to worry any longer. He makes sound decisions. He communicates well. My pleasure to recommend Mike Payne.
Thank you
Mike Payne helped me save my home. I would be homeless if not for Mike’s tireless effort. I did what many people apparently do. I refused to accept I was losing my home. I lost my job unexpectedly. Once upon a time, I made a good living and had no trouble paying my $3302 a month house payment. When I lost my job, I couldn’t function. Everything turned in to a snowball. I was ready to let the bank kick me out. I was scare but I just couldn’t face it any longer. A friend told me about Mike so I called. Miike clearly explained the process. He was very considerate from the first phone call. He didn’t judge me. He was upfront and answered all my questions. He promised he would do his best to sell my home so I didn’t experience foreclosure. He insisted I talk with an attorney and certified public accountant. He wanted me to know he couldn’t guarantee he could sell my home because I was 17 months into the process and the bank had recorded summary judgment. Mike Payne helped me save my home. I would be homeless if not for Mike’s tireless effort. I did what many people apparently do. I refused to accept I was losing my home. I lost my job unexpectedly. Once upon a time, I made a good living and had no trouble paying my $3302 a month house payment. When I lost my job, I couldn’t function. Everything turned in to a snowball. I was ready to let the bank kick me out. I was scare but I just couldn’t face it any longer. A friend told me about Mike so I called. Miike clearly explained the process. He was very considerate from the first phone call. He didn’t judge me. He was upfront and answered all my questions. He promised he would do his best to sell my home so I didn’t experience foreclosure. He insisted I talk with an attorney and certified public accountant. He wanted me to know he couldn’t guarantee he could sell my home because I was 17 months into the process and the bank had recorded summary judgment against me. I didn’t know what that meant, but Mike did. I didn’t want to see foreclosure. In just a few months, Mike came through. He sold my home with both banks forgiving the deficiency. Thank goodness Mike insisted on my attorney reviewing both banks’ short sale approval letters. One bank tried to sneak in innocent looking wording appearing to release me from the deficiency. They hadn’t and my attorney and Mike managed to get the bank to change the wording to release me completely. Now I can move on and try to put this bad experience behind me. I am grateful to Mike.
Mike Payne Cares….
I am a mortgage professional. I’ve known Mike for years. Without question, Mike cares about helping people. He constantly peppers me with mortgage questions. He talks with many attorneys, trying to stay up with all that’s happening in the foreclosure defense arena. I am pleased to know Mike. I am proud of him for helping people avoid foreclosure. Sincerely, Carl
Great house-buying experience
Mike Payne listens well and provides forthright opinions about market conditions. Read his blog for your own proof. We’ve purchased houses before, and my husband and I have not previously enjoyed the process. My schedule prevents me from spending hours, days & months house hunting. Mike maximizes time allocated in finding our “just-right” house. For once, I actually almost enjoyed buying a house thanks to Mike’s ability to work with and respect my time. I highly recommend Mike, our Sarasota realtor.
thank you
thank you for selling our house for us. we stayed out of foreclosure thanks to you. the thought of foreclosure scared us. we appreciated the regular conference calls, emails and texts updating us. finally it’s over and we can move on. you will always be in our prayers, Mike. please call or email us if ever we can anything for you. blessed are you, jenny
Thanks for your help, Mike
On account of Mike Payne, my wife and I were able to buy a home. I make good income- over $200k a year. I had credit issues. I also didn’t know about my VA benefit. Mike did know and put me in touch with a good mortgage officer. Mike helped me improve my credit, and he helped my wife and me find our new home. We didn’t even think we could buy yet. Goes to show you what happens when you meet a great real estate agent. What I like best about Mike is he’s not pushy. The guy was a teacher for years — he likes to help people and it shows. He’s knowledgeable. He’s quick to trust. He’s down to earth. Truth be told, I was willing to pay more for the house just to get it under contract. Mike managed to help us get the same home $22000 LESS than we were willing to pay. How could my wife and I not love this guy? lol He’s a good agent and a great guy. We’re know we were lucky to find him off his fixmyuglycredit.com website.
We Recommend Mr. Payne!
Mr. Payne is a wonderful real estate agent in Sarasota, Florida. We have bought and sold many properties. When we chose to purchase a vacation home in Florida, we discovered Mr. Payne’s Internet website. At the time, we had not considered Sarasota. We absolutely needed to be on the water, though we thought we’d buy near Palm Beach. My husband, nonetheless, called Mr. Payne, whose articles, videos & knowledge intrigued us. My husband delighted in Mr. Payne, finding him a welcomed resource for promoting Sarasota. Perhaps most of all, we found Mr. Payne not pushy. From Canada, we were familiar with Florida’s property troubles. Mr. Payne spoke candidly, unlike the other real estate agents with whom my husband and I spoke. They chirped the entire time about their listed properties that they just knew were right for us. We didn’t even tell them what we wanted besides wanting to purchase on the water. Mr. Payne’s candor and ability to listen delighted us. Once we chose Mr. Payne to assist us, he exceeded our expectations. Marvelous young man. Very conscientious and knowledgeable. We expected to buy site unseen from outside the country. We favoured Mr. Payne’s photographs and videos promptly made available to us on each property we considered. Mr. Payne worked tirelessly on our behald. I’m afraid Mr. Payne understands computers far better than my husband and I. Not to worry, Mr. Payne walked us through accessing videos and photograhs he made available to us on every property. Very patient. What a pleasure working with such a caring, competent professional. Indeed, we highly recommend Mr. Payne to you, as we have already to our friends who wish to accompany us to Sarasota. Oh dear, Sarasota is a delightful community with wonderful restaurants and theater. Cordially submitted, Mrs. SJ
thanks!!!!
hi mike, it was good to talk with you. thank you again for the rent to own chance. we love our home. me and my husbanbkd had heard scary stories about rent 2 own, so we were concerned. you answered all our questions and never pushed us. everything you said has turned out true. we are fixing our credit just like your website shows us btw your blog at fixmyuglycredit.com/blog is fabulous! i can’t believe it. we got your dvd and newsletter too. we’re glad you asked us to share our experince with you. anyone who wants to talk with us, have them call us.
))) sincerely, leesa
Sarasota Real Estate Investor
Marc here. It’s my pleasure to offer a testimonial for Mike Payne. Mike brings me deals. Most agents don’t understand investors. Mike knows how to work with real estate investors. Last deal he sent me netted me $43k — that’s what I mean. Now, where’s the next one
Keep ‘em coming bud, MJ
To A Knowledgeable & Caring Agent
You are the #1 real estate agent… On acount of us being out of the country, we were very concerned about buying a house at all. My wife found your website and loved all teh information you make available. Your videos helped show you a real person who knows real estate. I called you with a couple questions and you took time to help me. You assured me you could help us, irregardless of us being outside the country. Indeed, my friend, you did just that. You went to houses we liked from pictures and shot videos of the houses and neighborhoods. Our friends became our eyes in our absence. We love our new winter home and couldn’t be more happy with your marvelous service. Thank you, my friend. Best to you!
You saved our home!
Thank you, Mr. Payne, for helping us stay out of foreclosure. Scary time for my family and me. The attorneys you recommended gave us the leverage we needed to get BOA to approve our permanent loan modification -- after they had turned us down previously. We don’t know what we would have done without your help. Wonderful strategy! This is the least I can to help you. For any real estate or credit repair, everyone I know will get a hold of you. Thanks!!!!! DonnaK
Thanks a million!
I was scared to death going into foreclosure. I couldn’t afford my two rentals no longer. A good friend you helped out of a similar situation referred me to you. She said you know what you’re doing. That was evident from the first call. Before you, I had talked with other realtors, they didn’t know squat about short sales. They told me I probably couldn’t get short sales, I didin’t have enough hardship. You came on board & removed two heavy weights from my shoulders. I know now I should’ve called you sooner, but I was damned depressed and frustateed. Finally, I now can get back to sleeping at night. Bill Florida
Home Sweet Home!
Dear Mike, Stuart and I appreciate how hard you worked for us, Mike. We are overjoyed with our new home and can’t possibly thank you enough. As you know, many mortgage officers rejected our credit. We thought we would remain renters. Your credit repair knowledge helped us improve our scores 80 points! MARVELOUS…. Sincerely, Marva & Stuart B.
Your the best realtor
Hey Mike, We love our new home! Thanks for your patience with us 1st-timers. I know Sheri hit you with a ton of questions every day. You never got impatient with us. We never realized what we didn’t know about buying a house. After spending time with you, we feel like experts…or something like that.
All kidding aside, dude we couldn’t have asked for a better realtor. You now are more to us than our realtor. You are a good friend. Love your website btw. Your blog alone is killer. Sheri’s been reading it every night. Don’t be a stranger, ok? Let’s get a time to get the families together. Oh, you should have gotten a couple calls recently. I passed your name and good rep. to some friends, Jim & Carla. The 2nd one is my uncle who wants to buy near the water…deep dock ability. His name is Robert. Thanks again, Mike. We’re happy, man. Dave P.S. Sorry bud, couldn’t give you a 5-star rating cuz you’re a Cornhusker fan. Shouldn’t you know better by now? LOL
Thank you, Mike!
Hello Mike, this is Ann-Marie. I must thank you again for saving my home. I know I would’ve lost it without your help. You made the bank’s troubling phone calls go away. You answered all my questions and explained what was happening. When I first talked with you on the phone, I felt at peace. You deeply care about helping others. I am blessed I found you. No longer am I embarrassed to talk about almost losing my home. As long as I’m still breathing, I will tell people about your wonderful help. You deserve life’s blessings. To you, my deepest appreciation, Ann-Marie B.
Please call, email or complete the Contact Mike form below with any questions, comments or suggestions.
Thank you!
.
.
Greetings Mike! We are very happy with our
new home. We can’t thank enough for
helping us get it. You sacrificed some
commission to help us fight for a reduced
sales price. Thank you. You will hear from
us again. I’ll call you when the house is
complete. BAH -- Sarasota
Thanks!
Mike, Thanks for being patient with my wife
and me. We never saw this coming, and we
kinda didn’t react appropriately at first. I
wanted to walk away. My wife pushed me to
call you to explore our options. You didn’t
try to sell us anything when we first met at
Starbucks. You asked lots of questions and
eventually sat in with us when we met with
our attorney and accountant. Can’t thank
you enough for all you’ve done for us. We’ll
miss our beach house but at least we can
move on with our lives. Expect a Christmas
card. Let’s stay in touch, Chris
You helped us. Thank you.
Mr. Mike, thank you for being full of good
help. We work hard. We fall behind and they
want to take our home. Once we were
confused, we didn’t know how to help
ourselves. You answered our questions. You
helped us find a good lawyer to help us.
You can count on us to tell your name to
people we hear need a realator. Thank you,
Mike
Thank you is not enough
Somehow, thank you is not enough. Mike
Payne came to us when we most needed
help. Boy, I can relate to what others in
these reviews have said about Mike’s help.
Like many others, we were staring in the
face of foreclosure. And this scared us to
death. Not such scared of losing our home
and what we would or could do, we were
embarrassed. I must admit, we were hesitant
to do anything until the banks were calling
every minute of every day (it sure seemed
like it anyway). Mike was very easy to talk
to. He showed genuine concern for us and
wanted to know exactly what we wanted to
see happen with our home. We had tried
loan modification, throwing away $2928.00
at a company promising to get our loan
modified to a payment we could afford.
Didn’t happen. Our income was in worse
shape now. We really hoped to avoid
foreclosure. Mike answered our questions
upfront and never made unrealistic
promises. I think that is what impressed us
the most. He didn’t try to sell himself. We
knew he was right for us. We even kicked
ourselves for not calling his sooner. I think
we would’ve saved our selves $3000 and
might have been able to save our home. oh
well, you live and learn. Mike saved us from
foreclosure. We are sincerely greatful. We
get to move on with our lives and chalk this
one up as a bad experience that didn’t turn
out worse. First of all, Mike understands
what it’s like to face foreclosure. He also is
very knowledgeable. He doesn’t try to sell
you on anything. He tells you if he doesn’t
know the answer and then he gets the
answer. He wants you to talk with an
attorney and tax person. Most of all, you
can trust Mike Payne. Even after getting
burned, we quickly knew we could trust
Mike. He didn’t let us down. I now can
sleep at night.
A 1,000 THANKS!!!!
This review is for Mike Payne, the agent
who helped us buy a house. I just wanted to
take a moment to say thanks for all the help
you have given us. From the beginning to
the end, Mike showed that he realy cares
about his job and those that he helps. Right
off the bat, you made us feel comfortable
and reassured us that you would help us
find a new home and assist in repairing our
credit. And you kept that promise.
Sometimes I was hesitant to ask you a
question, thinking it would be a “dumb or
silly” question. But you took all my
questions quite seriously and answered them
in layman terms I could understand. Finding
a new home can be quite stressful and
frustrating. You made it happen by giving us
helpful advice. And taking the time to help
us search for these homes to view. You
showed a true concern that we find a quality
home that would appreciate in value. You
didn’t rush us to buy so you could cash a
quick commission check while waving
goodbye. That was our chief concern when
looking for a real estate agent. Fortunately
for us, our friends steered us to the right
agent. I take great pride in my job as well.
My goal is to go “beyond the call of duty”
for my customers and see them leave with a
smile, just as you do. It is nice to meet
someone such as yourself that matches my
philosophy in life. You have good
knowledge of real estate. That’s important.
More than what you know about houses and
how to determine there worth, you earned
our trust. We looked to you as our trusted
advisor. And for that…a thousand thanks.
Take care, Ron
Good morning Mike
Sorry for the delay in responding, as you
know I had pressing things to take care of.
We appreciate so much everything you did
for us and definitely feel as though we
became friends during the this adventure. I
couldn’t ask for a better, patient,
understanding, honest, caring and
professional person to hold my hand and go
through this. John and I are so thankful for
all that you have done to help us and look
forward to enjoying our new home. This
journey had been amazing. I ended up with
the home of my dreams and made great
frendships along the way. There are no
words to accurately describe this
experience. Mike, thank you so much for all
that you do. You make huge impacts on
people’s lives for the better and that is a trait
unfortunately not found in our world these
days. Well I am off to pack. Have a
wonderful day. Call or email if there’s
anything else I can do for you. B & J
Everything fell into place….
Dear Mike, The move in date is FINALLY
here and I can’t tell you how great it feels to
be working towards my dream of home
ownership. July of last year, I was pre-
approved for a mortgage when I ran into
financial trouble when my sister lost her job
and I had to make choices between paying
my bills on time and helping to support her
and my niece, is it any wonder that I chose
them instead. Well, this choice left me in a
bind because I no longer qualifed for a
traditional mortage and needed a way for me
to move into my home while repairing my
credit. By the grace of God, I found my
way to you. I have always been leery of the
rent-to-own or lease/option opportunities
because I have heard many horry stories
with familiers having the home sold out from
under them or having their depisits taken
with no home to show for it. I finally broke
down and called you to learn about the
program and ask some questions. After our
first conversation, I felt secure in knowing
that this was the program for me and I just
needed to put together a template of the
home that I wanted. Over the past three
months, I have seen many homes and had a
lot of questions which you answered with
diligence and patience. You never rushed
me, or you never made me feel like I needed
to make a decision right now and always,
always you offered advice when I asked it.
In the end, our partnership paid off and I
have a house that I love. Thank you for
helping to make one of my dreams come
true. JS
miracle comes true
This success story is overdue. Better late
then never, I guess. I want to say Mike
Payne was very instrumental in helping us
get into our own home. We were at our wits
end with real estate agents giving us the run
around. Last August, I was looking online
and I came across an article written by Mike
It turned out that it was our solution to many
years of looking and trying to own our own
home. God finally heard our prayers and
sent us Mike. He worked diligently with my
husband and I in helping us find the perfect
home in a perfect location. He was never
too tired to assist and was available
whenever we called for advice or help. The
final miracle happened when we walked into
our own home. We love our home and we
are very thankful to God for sending us
Mike to make our dream come true. Out of
this whole exciting situation we found a
friend and confidant in Mike. Sincere
thanks, Mr. & Mrs. Hudson
We believe in Micheal
Believe in Micheal Payne. He will help you.
We earn 6 figure income. But it’s 1099
income. We couldn’t find a bank to finance
our new home. That’s when we found
Micheal and the right lease option
opportunity for us. I had searched for
weeks, calling many individuals and
companies. All of them talked a good talk,
but they didn’t pass my test. I knew enough
to ask the right questions. Micheal was the
only one to answer every question. He is the
one who made it possible for us to buy our
620k home. When you work with Micheal,
you don’t get pressured. He knows the
creative side of real estate (I know, I used to
be licensed) and I’ve worked with many RE
investors. I only can imagine the amount of
high income earners who can’t get financed.
The lease-option and Micheal worked out
for us.
Great long-distance experience!
Good morning. Pleased to recommend my
realtor Mike Payne. I acquired several
investment properties I had intended to flip.
Market turned on me. Mike assisted me in
considering my options.. I am out of state.
Properties are in Orlando. Plan in motion,
Mike took control of these properties and
allowed me to concentrate on my business.
I trust him. I don’t have to worry any longer.
He makes sound decisions. He
communicates well. My pleasure to
recommend Mike Payne.
Thank you
Mike Payne helped me save my home. I
would be homeless if not for Mike’s tireless
effort. I did what many people apparently
do. I refused to accept I was losing my
home. I lost my job unexpectedly. Once
upon a time, I made a good living and had
no trouble paying my $3302 a month house
payment. When I lost my job, I couldn’t
function. Everything turned in to a snowball.
I was ready to let the bank kick me out. I
was scare but I just couldn’t face it any
longer. A friend told me about Mike so I
called. Miike clearly explained the process.
He was very considerate from the first
phone call. He didn’t judge me. He was
upfront and answered all my questions. He
promised he would do his best to sell my
home so I didn’t experience foreclosure. He
insisted I talk with an attorney and certified
public accountant. He wanted me to know
he couldn’t guarantee he could sell my home
because I was 17 months into the process
and the bank had recorded summary
judgment. Mike Payne helped me save my
home. I would be homeless if not for Mike’s
tireless effort. I did what many people
apparently do. I refused to accept I was
losing my home. I lost my job unexpectedly.
Once upon a time, I made a good living and
had no trouble paying my $3302 a month
house payment. When I lost my job, I
couldn’t function. Everything turned in to a
snowball. I was ready to let the bank kick
me out. I was scare but I just couldn’t face it
any longer. A friend told me about Mike so I
called. Miike clearly explained the process.
He was very considerate from the first
phone call. He didn’t judge me. He was
upfront and answered all my questions. He
promised he would do his best to sell my
home so I didn’t experience foreclosure. He
insisted I talk with an attorney and certified
public accountant. He wanted me to know
he couldn’t guarantee he could sell my home
because I was 17 months into the process
and the bank had recorded summary
judgment against me. I didn’t know what
that meant, but Mike did. I didn’t want to
see foreclosure. In just a few months, Mike
came through. He sold my home with both
banks forgiving the deficiency. Thank
goodness Mike insisted on my attorney
reviewing both banks’ short sale approval
letters. One bank tried to sneak in innocent
looking wording appearing to release me
from the deficiency. They hadn’t and my
attorney and Mike managed to get the bank
to change the wording to release me
completely. Now I can move on and try to
put this bad experience behind me. I am
grateful to Mike.
Mike Payne Cares….
I am a mortgage professional. I’ve known
Mike for years. Without question, Mike
cares about helping people. He constantly
peppers me with mortgage questions. He
talks with many attorneys, trying to stay up
with all that’s happening in the foreclosure
defense arena. I am pleased to know Mike. I
am proud of him for helping people avoid
foreclosure. Sincerely, Carl
Great house-buying experience
Mike Payne listens well and provides
forthright opinions about market conditions.
Read his blog for your own proof. We’ve
purchased houses before, and my husband
and I have not previously enjoyed the
process. My schedule prevents me from
spending hours, days & months house
hunting. Mike maximizes time allocated in
finding our “just-right” house. For once, I
actually almost enjoyed buying a house
thanks to Mike’s ability to work with and
respect my time. I highly recommend Mike,
our Sarasota realtor.
thank you
thank you for selling our house for us. we
stayed out of foreclosure thanks to you. the
thought of foreclosure scared us. we
appreciated the regular conference calls,
emails and texts updating us. finally it’s over
and we can move on. you will always be in
our prayers, Mike. please call or email us if
ever we can anything for you. blessed are
you, jenny
Thanks for your help, Mike
On account of Mike Payne, my wife and I
were able to buy a home. I make good
income- over $200k a year. I had credit
issues. I also didn’t know about my VA
benefit. Mike did know and put me in touch
with a good mortgage officer. Mike helped
me improve my credit, and he helped my
wife and me find our new home. We didn’t
even think we could buy yet. Goes to show
you what happens when you meet a great
real estate agent. What I like best about
Mike is he’s not pushy. The guy was a
teacher for years — he likes to help people
and it shows. He’s knowledgeable. He’s
quick to trust. He’s down to earth. Truth be
told, I was willing to pay more for the house
just to get it under contract. Mike managed
to help us get the same home $22000 LESS
than we were willing to pay. How could my
wife and I not love this guy? lol He’s a good
agent and a great guy. We’re know we were
lucky to find him off his
fixmyuglycredit.com website.
We Recommend Mr. Payne!
Mr. Payne is a wonderful real estate agent in
Sarasota, Florida. We have bought and sold
many properties. When we chose to
purchase a vacation home in Florida, we
discovered Mr. Payne’s Internet website. At
the time, we had not considered Sarasota.
We absolutely needed to be on the water,
though we thought we’d buy near Palm
Beach. My husband, nonetheless, called Mr.
Payne, whose articles, videos & knowledge
intrigued us. My husband delighted in Mr.
Payne, finding him a welcomed resource for
promoting Sarasota. Perhaps most of all, we
found Mr. Payne not pushy. From Canada,
we were familiar with Florida’s property
troubles. Mr. Payne spoke candidly, unlike
the other real estate agents with whom my
husband and I spoke. They chirped the
entire time about their listed properties that
they just knew were right for us. We didn’t
even tell them what we wanted besides
wanting to purchase on the water. Mr.
Payne’s candor and ability to listen delighted
us. Once we chose Mr. Payne to assist us,
he exceeded our expectations. Marvelous
young man. Very conscientious and
knowledgeable. We expected to buy site
unseen from outside the country. We
favoured Mr. Payne’s photographs and
videos promptly made available to us on
each property we considered. Mr. Payne
worked tirelessly on our behald. I’m afraid
Mr. Payne understands computers far better
than my husband and I. Not to worry, Mr.
Payne walked us through accessing videos
and photograhs he made available to us on
every property. Very patient. What a
pleasure working with such a caring,
competent professional. Indeed, we highly
recommend Mr. Payne to you, as we have
already to our friends who wish to
accompany us to Sarasota. Oh dear,
Sarasota is a delightful community with
wonderful restaurants and theater. Cordially
submitted, Mrs. SJ
thanks!!!!
hi mike, it was good to talk with you. thank
you again for the rent to own chance. we
love our home. me and my husbanbkd had
heard scary stories about rent 2 own, so we
were concerned. you answered all our
questions and never pushed us. everything
you said has turned out true. we are fixing
our credit just like your website shows us
btw your blog at fixmyuglycredit.com/blog
is fabulous! i can’t believe it. we got your
dvd and newsletter too. we’re glad you
asked us to share our experince with you.
anyone who wants to talk with us, have
them call us.
))) sincerely, leesa
Marc here. It’s my pleasure to offer a
testimonial for Mike Payne. Mike brings me
deals. Most agents don’t understand
investors. Mike knows how to work with
real estate investors. Last deal he sent me
netted me $43k — that’s what I mean. Now,
where’s the next one
Keep ‘em coming
bud, MJ
To A Knowledgeable & Caring Agent
You are the #1 real estate agent… On acount
of us being out of the country, we were very
concerned about buying a house at all. My
wife found your website and loved all teh
information you make available. Your videos
helped show you a real person who knows
real estate. I called you with a couple
questions and you took time to help me.
You assured me you could help us,
irregardless of us being outside the country.
Indeed, my friend, you did just that. You
went to houses we liked from pictures and
shot videos of the houses and
neighborhoods. Our friends became our
eyes in our absence. We love our new winter
home and couldn’t be more happy with your
marvelous service. Thank you, my friend.
Best to you!
You saved our home!
Thank you, Mr. Payne, for helping us stay
out of foreclosure. Scary time for my family
and me. The attorneys you recommended
gave us the leverage we needed to get BOA
to approve our permanent loan modification
- after they had turned us down previously.
We don’t know what we would have done
without your help. Wonderful strategy! This
is the least I can to help you. For any real
estate or credit repair, everyone I know will
get a hold of you. Thanks!!!!! DonnaK
Thanks a million!
I was scared to death going into
foreclosure. I couldn’t afford my two rentals
no longer. A good friend you helped out of
a similar situation referred me to you. She
said you know what you’re doing. That was
evident from the first call. Before you, I had
talked with other realtors, they didn’t know
squat about short sales. They told me I
probably couldn’t get short sales, I didin’t
have enough hardship. You came on board
& removed two heavy weights from my
shoulders. I know now I should’ve called
you sooner, but I was damned depressed
and frustateed. Finally, I now can get back
to sleeping at night. Bill Florida
Home Sweet Home!
Dear Mike, Stuart and I appreciate how hard
you worked for us, Mike. We are overjoyed
with our new home and can’t possibly thank
you enough. As you know, many mortgage
officers rejected our credit. We thought we
would remain renters. Your credit repair
knowledge helped us improve our scores 80
points! MARVELOUS…. Sincerely, Marva
& Stuart B.
Your the best realtor
Hey Mike, We love our new home! Thanks
for your patience with us 1st-timers. I know
Sheri hit you with a ton of questions every
day. You never got impatient with us. We
never realized what we didn’t know about
buying a house. After spending time with
you, we feel like experts…or something like
that.
All kidding aside, dude we couldn’t
have asked for a better realtor. You now are
more to us than our realtor. You are a good
friend. Love your website btw. Your blog
alone is killer. Sheri’s been reading it every
night. Don’t be a stranger, ok? Let’s get a
time to get the families together. Oh, you
should have gotten a couple calls recently. I
passed your name and good rep. to some
friends, Jim & Carla. The 2nd one is my
uncle who wants to buy near the
water…deep dock ability. His name is
Robert. Thanks again, Mike. We’re happy,
man. Dave P.S. Sorry bud, couldn’t give
you a 5-star rating cuz you’re a Cornhusker
fan. Shouldn’t you know better by now?
LOL
Hey Mike, We love our new home! Thanks
for your patience with us 1st-timers. I know
Sheri hit you with a ton of questions every
day. You never got impatient with us. We
never realized what we didn’t know about
buying a house. After spending time with
you, we feel like experts…or something like
that.
All kidding aside, dude we couldn’t
have asked for a better realtor. You now are
more to us than our realtor. You are a good
friend. Love your website btw. Your blog
alone is killer. Sheri’s been reading it every
night. Don’t be a stranger, ok? Let’s get a
time to get the families together. Oh, you
should have gotten a couple calls recently. I
passed your name and good rep. to some
friends, Jim & Carla. The 2nd one is my
uncle who wants to buy near the
water…deep dock ability. His name is
Robert. Thanks again, Mike. We’re happy,
man. Dave P.S. Sorry bud, couldn’t give
you a 5-star rating cuz you’re a Cornhusker
fan. Shouldn’t you know better by now?
LOL
Thank you, Mike!
Hello Mike, this is Ann-Marie. I must thank
you again for saving my home. I know I
would’ve lost it without your help. You
made the bank’s troubling phone calls go
away. You answered all my questions and
explained what was happening. When I first
talked with you on the phone, I felt at peace.
You deeply care about helping others. I am
blessed I found you. No longer am I
embarrassed to talk about almost losing my
home. As long as I’m still breathing, I will
tell people about your wonderful help. You
deserve life’s blessings. To you, my deepest
appreciation, Ann-Marie B.


