What Mike’s Customers Are Saying

Sarasota Realtor Mike Payne’s Customers Are Saying….

Mike was able to sell for us 3 homes in less than a year that were facing foreclosure….” Mike & Sandy Tuell, Port Charlotte, Florida

I earn my customers’ TRUST quickly because I’m competent, caring & concerned with results.

  • Do you or someone you know need to avoid foreclosure?
  • Do you or someone you know want (or need) to sell a house in (or around) Sarasota?
  • Do you live locally and want to buy your first home in (or around) Sarasota?
  • Do you live out of town, out-of-state or even out-of-country and want to buy in (or around) Sarasota?

Please call or email me now. In the meantime, please hear what two recent customers have to say about my help. Thank you!

John & Mary Klenovic, Englewood, Florida

Mike & Sandy Tuell, Port Charlotte, Florida

Here’s what I know: when you help someone with a real estate need/want, that person is more than happy to take time to share his/her thoughts…all I had to do was ASK them.

To customers who kindly took time to share your experience in writing and/or on camera, THANK YOU. Below, you see comments shared by customers (both buyers and sellers):

Terrific Realtor‎‎

Greetings Mike! We are very happy with our new home. We can’t thank enough for helping us get it. You sacrificed some commission to help us fight for a reduced sales price. Thank you. You will hear from us again. I’ll call you when the house is complete. BAH -- Sarasota‎

Thanks!‎‎

Mike, Thanks for being patient with my wife and me. We never saw this coming, and we kinda didn’t react appropriately at first. I wanted to walk away. My wife pushed me to call you to explore our options. You didn’t try to sell us anything when we first met at Starbucks. You asked lots of questions and eventually sat in with us when we met with our attorney and accountant. Can’t thank you enough for all you’ve done for us. We’ll miss our beach house but at least we can move on with our lives. Expect a Christmas card. Let’s stay in touch, Chris‎

You helped us. Thank you.‎‎

Mr. Mike, thank you for being full of good help. We work hard. We fall behind and they want to take our home. Once we were confused, we didn’t know how to help ourselves. You answered our questions. You helped us find a good lawyer to help us. You can count on us to tell your name to people we hear need a realator. Thank you, Mike‎

Thank you is not enough‎‎

Somehow, thank you is not enough. Mike Payne came to us when we most needed help. Boy, I can relate to what others in these reviews have said about Mike’s help. Like many others, we were staring in the face of foreclosure. And this scared us to death. Not such scared of losing our home and what we would or could do, we were embarrassed. I must admit, we were hesitant to do anything until the banks were calling every minute of every day (it sure seemed like it anyway). Mike was very easy to talk to. He showed genuine concern for us and wanted to know exactly what we wanted to see happen with our home. We had tried loan modification, throwing away $2928.00 at a company promising to get our loan modified to a payment we could afford. Didn’t happen. Our income was in worse shape now. We really hoped to avoid foreclosure. Mike answered our questions upfront and never made unrealistic promises. I think that is what impressed us the most. He didn’t try to sell himself. We knew he was right for us. We even kicked ourselves for not calling his sooner. I think we would’ve saved our selves $3000 and might have been able to save our home. oh well, you live and learn. Mike saved us from foreclosure. We are sincerely greatful. We get to move on with our lives and chalk this one up as a bad experience that didn’t turn out worse. First of all, Mike understands what it’s like to face foreclosure. He also is very knowledgeable. He doesn’t try to sell you on anything. He tells you if he doesn’t know the answer and then he gets the answer. He wants you to talk with an attorney and tax person. Most of all, you can trust Mike Payne. Even after getting burned, we quickly knew we could trust Mike. He didn’t let us down. I now can sleep at night.

A 1,000 THANKS!!!!‎‎

This review is for Mike Payne, the agent who helped us buy a house. I just wanted to take a moment to say thanks for all the help you have given us. From the beginning to the end, Mike showed that he realy cares about his job and those that he helps. Right off the bat, you made us feel comfortable and reassured us that you would help us find a new home and assist in repairing our credit. And you kept that promise. Sometimes I was hesitant to ask you a question, thinking it would be a “dumb or silly” question. But you took all my questions quite seriously and answered them in layman terms I could understand. Finding a new home can be quite stressful and frustrating. You made it happen by giving us helpful advice. And taking the time to help us search for these homes to view. You showed a true concern that we find a quality home that would appreciate in value. You didn’t rush us to buy so you could cash a quick commission check while waving goodbye. That was our chief concern when looking for a real estate agent. Fortunately for us, our friends steered us to the right agent. I take great pride in my job as well. My goal is to go “beyond the call of duty” for my customers and see them leave with a smile, just as you do. It is nice to meet someone such as yourself that matches my philosophy in life. You have good knowledge of real estate. That’s important. More than what you know about houses and how to determine there worth, you earned our trust. We looked to you as our trusted advisor. And for that…a thousand thanks. Take care, Ron

Good morning Mike‎‎

Sorry for the delay in responding, as you know I had pressing things to take care of. We appreciate so much everything you did for us and definitely feel as though we became friends during the this adventure. I couldn’t ask for a better, patient, understanding, honest, caring and professional person to hold my hand and go through this. John and I are so thankful for all that you have done to help us and look forward to enjoying our new home. This journey had been amazing. I ended up with the home of my dreams and made great frendships along the way. There are no words to accurately describe this experience. Mike, thank you so much for all that you do. You make huge impacts on people’s lives for the better and that is a trait unfortunately not found in our world these days. Well I am off to pack. Have a wonderful day. Call or email if there’s anything else I can do for you. B & J‎

Everything fell into place….‎‎

Dear Mike, The move in date is FINALLY here and I can’t tell you how great it feels to be working towards my dream of home ownership. July of last year, I was pre-approved for a mortgage when I ran into financial trouble when my sister lost her job and I had to make choices between paying my bills on time and helping to support her and my niece, is it any wonder that I chose them instead. Well, this choice left me in a bind because I no longer qualifed for a traditional mortage and needed a way for me to move into my home while repairing my credit. By the grace of God, I found my way to you. I have always been leery of the rent-to-own or lease/option opportunities because I have heard many horry stories with familiers having the home sold out from under them or having their depisits taken with no home to show for it. I finally broke down and called you to learn about the program and ask some questions. After our first conversation, I felt secure in knowing that this was the program for me and I just needed to put together a template of the home that I wanted. Over the past three months, I have seen many homes and had a lot of questions which you answered with diligence and patience. You never rushed me, or you never made me feel like I needed to make a decision right now and always, always you offered advice when I asked it. In the end, our partnership paid off and I have a house that I love. Thank you for helping to make one of my dreams come true. JS

miracle comes true‎‎

This success story is overdue. Better late then never, I guess. I want to say Mike Payne was very instrumental in helping us get into our own home. We were at our wits end with real estate agents giving us the run around. Last August, I was looking online and I came across an article written by Mike It turned out that it was our solution to many years of looking and trying to own our own home. God finally heard our prayers and sent us Mike. He worked diligently with my husband and I in helping us find the perfect home in a perfect location. He was never too tired to assist and was available whenever we called for advice or help. The final miracle happened when we walked into our own home. We love our home and we are very thankful to God for sending us Mike to make our dream come true. Out of this whole exciting situation we found a friend and confidant in Mike. Sincere thanks, Mr. & Mrs. Hudson‎

We believe in Micheal‎‎

Believe in Micheal Payne. He will help you. We earn 6 figure income. But it’s 1099 income. We couldn’t find a bank to finance our new home. That’s when we found Micheal and the right lease option opportunity for us. I had searched for weeks, calling many individuals and companies. All of them talked a good talk, but they didn’t pass my test. I knew enough to ask the right questions. Micheal was the only one to answer every question. He is the one who made it possible for us to buy our 620k home. When you work with Micheal, you don’t get pressured. He knows the creative side of real estate (I know, I used to be licensed) and I’ve worked with many RE investors. I only can imagine the amount of high income earners who can’t get financed. The lease-option and Micheal worked out for us.‎

Great long-distance experience!‎‎

Good morning. Pleased to recommend my realtor Mike Payne. I acquired several investment properties I had intended to flip. Market turned on me. Mike assisted me in considering my options.. I am out of state. Properties are in Orlando. Plan in motion, Mike took control of these properties and allowed me to concentrate on my business. I trust him. I don’t have to worry any longer. He makes sound decisions. He communicates well. My pleasure to recommend Mike Payne.‎

Thank you‎‎

Mike Payne helped me save my home. I would be homeless if not for Mike’s tireless effort. I did what many people apparently do. I refused to accept I was losing my home. I lost my job unexpectedly. Once upon a time, I made a good living and had no trouble paying my $3302 a month house payment. When I lost my job, I couldn’t function. Everything turned in to a snowball. I was ready to let the bank kick me out. I was scare but I just couldn’t face it any longer. A friend told me about Mike so I called. Miike clearly explained the process. He was very considerate from the first phone call. He didn’t judge me. He was upfront and answered all my questions. He promised he would do his best to sell my home so I didn’t experience foreclosure. He insisted I talk with an attorney and certified public accountant. He wanted me to know he couldn’t guarantee he could sell my home because I was 17 months into the process and the bank had recorded summary judgment. Mike Payne helped me save my home. I would be homeless if not for Mike’s tireless effort. I did what many people apparently do. I refused to accept I was losing my home. I lost my job unexpectedly. Once upon a time, I made a good living and had no trouble paying my $3302 a month house payment. When I lost my job, I couldn’t function. Everything turned in to a snowball. I was ready to let the bank kick me out. I was scare but I just couldn’t face it any longer. A friend told me about Mike so I called. Miike clearly explained the process. He was very considerate from the first phone call. He didn’t judge me. He was upfront and answered all my questions. He promised he would do his best to sell my home so I didn’t experience foreclosure. He insisted I talk with an attorney and certified public accountant. He wanted me to know he couldn’t guarantee he could sell my home because I was 17 months into the process and the bank had recorded summary judgment against me. I didn’t know what that meant, but Mike did. I didn’t want to see foreclosure. In just a few months, Mike came through. He sold my home with both banks forgiving the deficiency. Thank goodness Mike insisted on my attorney reviewing both banks’ short sale approval letters. One bank tried to sneak in innocent looking wording appearing to release me from the deficiency. They hadn’t and my attorney and Mike managed to get the bank to change the wording to release me completely. Now I can move on and try to put this bad experience behind me. I am grateful to Mike.

Mike Payne Cares….‎‎

I am a mortgage professional. I’ve known Mike for years. Without question, Mike cares about helping people. He constantly peppers me with mortgage questions. He talks with many attorneys, trying to stay up with all that’s happening in the foreclosure defense arena. I am pleased to know Mike. I am proud of him for helping people avoid foreclosure. Sincerely, Carl‎

Great house-buying experience‎‎

Mike Payne listens well and provides forthright opinions about market conditions. Read his blog for your own proof. We’ve purchased houses before, and my husband and I have not previously enjoyed the process. My schedule prevents me from spending hours, days & months house hunting. Mike maximizes time allocated in finding our “just-right” house. For once, I actually almost enjoyed buying a house thanks to Mike’s ability to work with and respect my time. I highly recommend Mike, our Sarasota realtor.‎

thank you‎‎

thank you for selling our house for us. we stayed out of foreclosure thanks to you. the thought of foreclosure scared us. we appreciated the regular conference calls, emails and texts updating us. finally it’s over and we can move on. you will always be in our prayers, Mike. please call or email us if ever we can anything for you. blessed are you, jenny‎

Thanks for your help, Mike‎‎

On account of Mike Payne, my wife and I were able to buy a home. I make good income- over $200k a year. I had credit issues. I also didn’t know about my VA benefit. Mike did know and put me in touch with a good mortgage officer. Mike helped me improve my credit, and he helped my wife and me find our new home. We didn’t even think we could buy yet. Goes to show you what happens when you meet a great real estate agent. What I like best about Mike is he’s not pushy. The guy was a teacher for years — he likes to help people and it shows. He’s knowledgeable. He’s quick to trust. He’s down to earth. Truth be told, I was willing to pay more for the house just to get it under contract. Mike managed to help us get the same home $22000 LESS than we were willing to pay. How could my wife and I not love this guy? lol He’s a good agent and a great guy. We’re know we were lucky to find him off his fixmyuglycredit.com website.‎

We Recommend Mr. Payne!‎‎

Mr. Payne is a wonderful real estate agent in Sarasota, Florida. We have bought and sold many properties. When we chose to purchase a vacation home in Florida, we discovered Mr. Payne’s Internet website. At the time, we had not considered Sarasota. We absolutely needed to be on the water, though we thought we’d buy near Palm Beach. My husband, nonetheless, called Mr. Payne, whose articles, videos & knowledge intrigued us. My husband delighted in Mr. Payne, finding him a welcomed resource for promoting Sarasota. Perhaps most of all, we found Mr. Payne not pushy. From Canada, we were familiar with Florida’s property troubles. Mr. Payne spoke candidly, unlike the other real estate agents with whom my husband and I spoke. They chirped the entire time about their listed properties that they just knew were right for us. We didn’t even tell them what we wanted besides wanting to purchase on the water. Mr. Payne’s candor and ability to listen delighted us. Once we chose Mr. Payne to assist us, he exceeded our expectations. Marvelous young man. Very conscientious and knowledgeable. We expected to buy site unseen from outside the country. We favoured Mr. Payne’s photographs and videos promptly made available to us on each property we considered. Mr. Payne worked tirelessly on our behald. I’m afraid Mr. Payne understands computers far better than my husband and I. Not to worry, Mr. Payne walked us through accessing videos and photograhs he made available to us on every property. Very patient. What a pleasure working with such a caring, competent professional. Indeed, we highly recommend Mr. Payne to you, as we have already to our friends who wish to accompany us to Sarasota. Oh dear, Sarasota is a delightful community with wonderful restaurants and theater. Cordially submitted, Mrs. SJ

thanks!!!!‎‎

hi mike, it was good to talk with you. thank you again for the rent to own chance. we love our home. me and my husbanbkd had heard scary stories about rent 2 own, so we were concerned. you answered all our questions and never pushed us. everything you said has turned out true. we are fixing our credit just like your website shows us btw your blog at fixmyuglycredit.com/blog is fabulous! i can’t believe it. we got your dvd and newsletter too. we’re glad you asked us to share our experince with you. anyone who wants to talk with us, have them call us. :) ))) sincerely, leesa‎

Sarasota Real Estate Investor

Marc here. It’s my pleasure to offer a testimonial for Mike Payne. Mike brings me deals. Most agents don’t understand investors. Mike knows how to work with real estate investors. Last deal he sent me netted me $43k — that’s what I mean. Now, where’s the next one ;) Keep ‘em coming bud, MJ‎

To A Knowledgeable & Caring Agent‎‎

You are the #1 real estate agent… On acount of us being out of the country, we were very concerned about buying a house at all. My wife found your website and loved all teh information you make available. Your videos helped show you a real person who knows real estate. I called you with a couple questions and you took time to help me. You assured me you could help us, irregardless of us being outside the country. Indeed, my friend, you did just that. You went to houses we liked from pictures and shot videos of the houses and neighborhoods. Our friends became our eyes in our absence. We love our new winter home and couldn’t be more happy with your marvelous service. Thank you, my friend. Best to you!‎

You saved our home!‎‎

Thank you, Mr. Payne, for helping us stay out of foreclosure. Scary time for my family and me. The attorneys you recommended gave us the leverage we needed to get BOA to approve our permanent loan modification -- after they had turned us down previously. We don’t know what we would have done without your help. Wonderful strategy! This is the least I can to help you. For any real estate or credit repair, everyone I know will get a hold of you. Thanks!!!!! DonnaK‎

Thanks a million!‎‎

I was scared to death going into foreclosure. I couldn’t afford my two rentals no longer. A good friend you helped out of a similar situation referred me to you. She said you know what you’re doing. That was evident from the first call. Before you, I had talked with other realtors, they didn’t know squat about short sales. They told me I probably couldn’t get short sales, I didin’t have enough hardship. You came on board & removed two heavy weights from my shoulders. I know now I should’ve called you sooner, but I was damned depressed and frustateed. Finally, I now can get back to sleeping at night. Bill Florida‎

Home Sweet Home!‎‎

Dear Mike, Stuart and I appreciate how hard you worked for us, Mike. We are overjoyed with our new home and can’t possibly thank you enough. As you know, many mortgage officers rejected our credit. We thought we would remain renters. Your credit repair knowledge helped us improve our scores 80 points! MARVELOUS…. Sincerely, Marva & Stuart B.‎

Your the best realtor‎‎

Hey Mike, We love our new home! Thanks for your patience with us 1st-timers. I know Sheri hit you with a ton of questions every day. You never got impatient with us. We never realized what we didn’t know about buying a house. After spending time with you, we feel like experts…or something like that. :) All kidding aside, dude we couldn’t have asked for a better realtor. You now are more to us than our realtor. You are a good friend. Love your website btw. Your blog alone is killer. Sheri’s been reading it every night. Don’t be a stranger, ok? Let’s get a time to get the families together. Oh, you should have gotten a couple calls recently. I passed your name and good rep. to some friends, Jim & Carla. The 2nd one is my uncle who wants to buy near the water…deep dock ability. His name is Robert. Thanks again, Mike. We’re happy, man. Dave P.S. Sorry bud, couldn’t give you a 5-star rating cuz you’re a Cornhusker fan. Shouldn’t you know better by now? LOL

Thank you, Mike!‎‎

Hello Mike, this is Ann-Marie. I must thank you again for saving my home. I know I would’ve lost it without your help. You made the bank’s troubling phone calls go away. You answered all my questions and explained what was happening. When I first talked with you on the phone, I felt at peace. You deeply care about helping others. I am blessed I found you. No longer am I embarrassed to talk about almost losing my home. As long as I’m still breathing, I will tell people about your wonderful help. You deserve life’s blessings. To you, my deepest appreciation, Ann-Marie B.‎

Please call, email or complete the Contact Mike form below with any questions, comments or suggestions.

Thank you!

sarasota-realtor-mike-payne.

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Terrific Realtor‎‎

Greetings Mike! We are very happy with our

new home. We can’t thank enough for

helping us get it. You sacrificed some

commission to help us fight for a reduced

sales price. Thank you. You will hear from

us again. I’ll call you when the house is

complete. BAH -- Sarasota‎

Thanks!‎‎

Mike, Thanks for being patient with my wife

and me. We never saw this coming, and we

kinda didn’t react appropriately at first. I

wanted to walk away. My wife pushed me to

call you to explore our options. You didn’t

try to sell us anything when we first met at

Starbucks. You asked lots of questions and

eventually sat in with us when we met with

our attorney and accountant. Can’t thank

you enough for all you’ve done for us. We’ll

miss our beach house but at least we can

move on with our lives. Expect a Christmas

card. Let’s stay in touch, Chris‎

You helped us. Thank you.‎‎

Mr. Mike, thank you for being full of good

help. We work hard. We fall behind and they

want to take our home. Once we were

confused, we didn’t know how to help

ourselves. You answered our questions. You

helped us find a good lawyer to help us.

You can count on us to tell your name to

people we hear need a realator. Thank you,

Mike‎

Thank you is not enough‎‎

Somehow, thank you is not enough. Mike

Payne came to us when we most needed

help. Boy, I can relate to what others in

these reviews have said about Mike’s help.

Like many others, we were staring in the

face of foreclosure. And this scared us to

death. Not such scared of losing our home

and what we would or could do, we were

embarrassed. I must admit, we were hesitant

to do anything until the banks were calling

every minute of every day (it sure seemed

like it anyway). Mike was very easy to talk

to. He showed genuine concern for us and

wanted to know exactly what we wanted to

see happen with our home. We had tried

loan modification, throwing away $2928.00

at a company promising to get our loan

modified to a payment we could afford.

Didn’t happen. Our income was in worse

shape now. We really hoped to avoid

foreclosure. Mike answered our questions

upfront and never made unrealistic

promises. I think that is what impressed us

the most. He didn’t try to sell himself. We

knew he was right for us. We even kicked

ourselves for not calling his sooner. I think

we would’ve saved our selves $3000 and

might have been able to save our home. oh

well, you live and learn. Mike saved us from

foreclosure. We are sincerely greatful. We

get to move on with our lives and chalk this

one up as a bad experience that didn’t turn

out worse. First of all, Mike understands

what it’s like to face foreclosure. He also is

very knowledgeable. He doesn’t try to sell

you on anything. He tells you if he doesn’t

know the answer and then he gets the

answer. He wants you to talk with an

attorney and tax person. Most of all, you

can trust Mike Payne. Even after getting

burned, we quickly knew we could trust

Mike. He didn’t let us down. I now can

sleep at night.

A 1,000 THANKS!!!!‎‎

This review is for Mike Payne, the agent

who helped us buy a house. I just wanted to

take a moment to say thanks for all the help

you have given us. From the beginning to

the end, Mike showed that he realy cares

about his job and those that he helps. Right

off the bat, you made us feel comfortable

and reassured us that you would help us

find a new home and assist in repairing our

credit. And you kept that promise.

Sometimes I was hesitant to ask you a

question, thinking it would be a “dumb or

silly” question. But you took all my

questions quite seriously and answered them

in layman terms I could understand. Finding

a new home can be quite stressful and

frustrating. You made it happen by giving us

helpful advice. And taking the time to help

us search for these homes to view. You

showed a true concern that we find a quality

home that would appreciate in value. You

didn’t rush us to buy so you could cash a

quick commission check while waving

goodbye. That was our chief concern when

looking for a real estate agent. Fortunately

for us, our friends steered us to the right

agent. I take great pride in my job as well.

My goal is to go “beyond the call of duty”

for my customers and see them leave with a

smile, just as you do. It is nice to meet

someone such as yourself that matches my

philosophy in life. You have good

knowledge of real estate. That’s important.

More than what you know about houses and

how to determine there worth, you earned

our trust. We looked to you as our trusted

advisor. And for that…a thousand thanks.

Take care, Ron

Good morning Mike‎‎

Sorry for the delay in responding, as you

know I had pressing things to take care of.

We appreciate so much everything you did

for us and definitely feel as though we

became friends during the this adventure. I

couldn’t ask for a better, patient,

understanding, honest, caring and

professional person to hold my hand and go

through this. John and I are so thankful for

all that you have done to help us and look

forward to enjoying our new home. This

journey had been amazing. I ended up with

the home of my dreams and made great

frendships along the way. There are no

words to accurately describe this

experience. Mike, thank you so much for all

that you do. You make huge impacts on

people’s lives for the better and that is a trait

unfortunately not found in our world these

days. Well I am off to pack. Have a

wonderful day. Call or email if there’s

anything else I can do for you. B & J‎

Everything fell into place….‎‎

Dear Mike, The move in date is FINALLY

here and I can’t tell you how great it feels to

be working towards my dream of home

ownership. July of last year, I was pre-

approved for a mortgage when I ran into

financial trouble when my sister lost her job

and I had to make choices between paying

my bills on time and helping to support her

and my niece, is it any wonder that I chose

them instead. Well, this choice left me in a

bind because I no longer qualifed for a

traditional mortage and needed a way for me

to move into my home while repairing my

credit. By the grace of God, I found my

way to you. I have always been leery of the

rent-to-own or lease/option opportunities

because I have heard many horry stories

with familiers having the home sold out from

under them or having their depisits taken

with no home to show for it. I finally broke

down and called you to learn about the

program and ask some questions. After our

first conversation, I felt secure in knowing

that this was the program for me and I just

needed to put together a template of the

home that I wanted. Over the past three

months, I have seen many homes and had a

lot of questions which you answered with

diligence and patience. You never rushed

me, or you never made me feel like I needed

to make a decision right now and always,

always you offered advice when I asked it.

In the end, our partnership paid off and I

have a house that I love. Thank you for

helping to make one of my dreams come

true. JS

miracle comes true‎‎

This success story is overdue. Better late

then never, I guess. I want to say Mike

Payne was very instrumental in helping us

get into our own home. We were at our wits

end with real estate agents giving us the run

around. Last August, I was looking online

and I came across an article written by Mike

It turned out that it was our solution to many

years of looking and trying to own our own

home. God finally heard our prayers and

sent us Mike. He worked diligently with my

husband and I in helping us find the perfect

home in a perfect location. He was never

too tired to assist and was available

whenever we called for advice or help. The

final miracle happened when we walked into

our own home. We love our home and we

are very thankful to God for sending us

Mike to make our dream come true. Out of

this whole exciting situation we found a

friend and confidant in Mike. Sincere

thanks, Mr. & Mrs. Hudson‎

We believe in Micheal‎‎

Believe in Micheal Payne. He will help you.

We earn 6 figure income. But it’s 1099

income. We couldn’t find a bank to finance

our new home. That’s when we found

Micheal and the right lease option

opportunity for us. I had searched for

weeks, calling many individuals and

companies. All of them talked a good talk,

but they didn’t pass my test. I knew enough

to ask the right questions. Micheal was the

only one to answer every question. He is the

one who made it possible for us to buy our

620k home. When you work with Micheal,

you don’t get pressured. He knows the

creative side of real estate (I know, I used to

be licensed) and I’ve worked with many RE

investors. I only can imagine the amount of

high income earners who can’t get financed.

The lease-option and Micheal worked out

for us.‎

Great long-distance experience!‎‎

Good morning. Pleased to recommend my

realtor Mike Payne. I acquired several

investment properties I had intended to flip.

Market turned on me. Mike assisted me in

considering my options.. I am out of state.

Properties are in Orlando. Plan in motion,

Mike took control of these properties and

allowed me to concentrate on my business.

I trust him. I don’t have to worry any longer.

He makes sound decisions. He

communicates well. My pleasure to

recommend Mike Payne.‎

Thank you‎‎

Mike Payne helped me save my home. I

would be homeless if not for Mike’s tireless

effort. I did what many people apparently

do. I refused to accept I was losing my

home. I lost my job unexpectedly. Once

upon a time, I made a good living and had

no trouble paying my $3302 a month house

payment. When I lost my job, I couldn’t

function. Everything turned in to a snowball.

I was ready to let the bank kick me out. I

was scare but I just couldn’t face it any

longer. A friend told me about Mike so I

called. Miike clearly explained the process.

He was very considerate from the first

phone call. He didn’t judge me. He was

upfront and answered all my questions. He

promised he would do his best to sell my

home so I didn’t experience foreclosure. He

insisted I talk with an attorney and certified

public accountant. He wanted me to know

he couldn’t guarantee he could sell my home

because I was 17 months into the process

and the bank had recorded summary

judgment. Mike Payne helped me save my

home. I would be homeless if not for Mike’s

tireless effort. I did what many people

apparently do. I refused to accept I was

losing my home. I lost my job unexpectedly.

Once upon a time, I made a good living and

had no trouble paying my $3302 a month

house payment. When I lost my job, I

couldn’t function. Everything turned in to a

snowball. I was ready to let the bank kick

me out. I was scare but I just couldn’t face it

any longer. A friend told me about Mike so I

called. Miike clearly explained the process.

He was very considerate from the first

phone call. He didn’t judge me. He was

upfront and answered all my questions. He

promised he would do his best to sell my

home so I didn’t experience foreclosure. He

insisted I talk with an attorney and certified

public accountant. He wanted me to know

he couldn’t guarantee he could sell my home

because I was 17 months into the process

and the bank had recorded summary

judgment against me. I didn’t know what

that meant, but Mike did. I didn’t want to

see foreclosure. In just a few months, Mike

came through. He sold my home with both

banks forgiving the deficiency. Thank

goodness Mike insisted on my attorney

reviewing both banks’ short sale approval

letters. One bank tried to sneak in innocent

looking wording appearing to release me

from the deficiency. They hadn’t and my

attorney and Mike managed to get the bank

to change the wording to release me

completely. Now I can move on and try to

put this bad experience behind me. I am

grateful to Mike.

Mike Payne Cares….‎‎

I am a mortgage professional. I’ve known

Mike for years. Without question, Mike

cares about helping people. He constantly

peppers me with mortgage questions. He

talks with many attorneys, trying to stay up

with all that’s happening in the foreclosure

defense arena. I am pleased to know Mike. I

am proud of him for helping people avoid

foreclosure. Sincerely, Carl‎

Great house-buying experience‎‎

Mike Payne listens well and provides

forthright opinions about market conditions.

Read his blog for your own proof. We’ve

purchased houses before, and my husband

and I have not previously enjoyed the

process. My schedule prevents me from

spending hours, days & months house

hunting. Mike maximizes time allocated in

finding our “just-right” house. For once, I

actually almost enjoyed buying a house

thanks to Mike’s ability to work with and

respect my time. I highly recommend Mike,

our Sarasota realtor.‎

thank you‎‎

thank you for selling our house for us. we

stayed out of foreclosure thanks to you. the

thought of foreclosure scared us. we

appreciated the regular conference calls,

emails and texts updating us. finally it’s over

and we can move on. you will always be in

our prayers, Mike. please call or email us if

ever we can anything for you. blessed are

you, jenny‎

Thanks for your help, Mike‎‎

On account of Mike Payne, my wife and I

were able to buy a home. I make good

income- over $200k a year. I had credit

issues. I also didn’t know about my VA

benefit. Mike did know and put me in touch

with a good mortgage officer. Mike helped

me improve my credit, and he helped my

wife and me find our new home. We didn’t

even think we could buy yet. Goes to show

you what happens when you meet a great

real estate agent. What I like best about

Mike is he’s not pushy. The guy was a

teacher for years — he likes to help people

and it shows. He’s knowledgeable. He’s

quick to trust. He’s down to earth. Truth be

told, I was willing to pay more for the house

just to get it under contract. Mike managed

to help us get the same home $22000 LESS

than we were willing to pay. How could my

wife and I not love this guy? lol He’s a good

agent and a great guy. We’re know we were

lucky to find him off his

fixmyuglycredit.com website.‎

We Recommend Mr. Payne!‎‎

Mr. Payne is a wonderful real estate agent in

Sarasota, Florida. We have bought and sold

many properties. When we chose to

purchase a vacation home in Florida, we

discovered Mr. Payne’s Internet website. At

the time, we had not considered Sarasota.

We absolutely needed to be on the water,

though we thought we’d buy near Palm

Beach. My husband, nonetheless, called Mr.

Payne, whose articles, videos & knowledge

intrigued us. My husband delighted in Mr.

Payne, finding him a welcomed resource for

promoting Sarasota. Perhaps most of all, we

found Mr. Payne not pushy. From Canada,

we were familiar with Florida’s property

troubles. Mr. Payne spoke candidly, unlike

the other real estate agents with whom my

husband and I spoke. They chirped the

entire time about their listed properties that

they just knew were right for us. We didn’t

even tell them what we wanted besides

wanting to purchase on the water. Mr.

Payne’s candor and ability to listen delighted

us. Once we chose Mr. Payne to assist us,

he exceeded our expectations. Marvelous

young man. Very conscientious and

knowledgeable. We expected to buy site

unseen from outside the country. We

favoured Mr. Payne’s photographs and

videos promptly made available to us on

each property we considered. Mr. Payne

worked tirelessly on our behald. I’m afraid

Mr. Payne understands computers far better

than my husband and I. Not to worry, Mr.

Payne walked us through accessing videos

and photograhs he made available to us on

every property. Very patient. What a

pleasure working with such a caring,

competent professional. Indeed, we highly

recommend Mr. Payne to you, as we have

already to our friends who wish to

accompany us to Sarasota. Oh dear,

Sarasota is a delightful community with

wonderful restaurants and theater. Cordially

submitted, Mrs. SJ

thanks!!!!‎‎

hi mike, it was good to talk with you. thank

you again for the rent to own chance. we

love our home. me and my husbanbkd had

heard scary stories about rent 2 own, so we

were concerned. you answered all our

questions and never pushed us. everything

you said has turned out true. we are fixing

our credit just like your website shows us

btw your blog at fixmyuglycredit.com/blog

is fabulous! i can’t believe it. we got your

dvd and newsletter too. we’re glad you

asked us to share our experince with you.

anyone who wants to talk with us, have

them call us. :) ))) sincerely, leesa‎

Marc here. It’s my pleasure to offer a

testimonial for Mike Payne. Mike brings me

deals. Most agents don’t understand

investors. Mike knows how to work with

real estate investors. Last deal he sent me

netted me $43k — that’s what I mean. Now,

where’s the next one ;) Keep ‘em coming

bud, MJ‎

To A Knowledgeable & Caring Agent‎‎

You are the #1 real estate agent… On acount

of us being out of the country, we were very

concerned about buying a house at all. My

wife found your website and loved all teh

information you make available. Your videos

helped show you a real person who knows

real estate. I called you with a couple

questions and you took time to help me.

You assured me you could help us,

irregardless of us being outside the country.

Indeed, my friend, you did just that. You

went to houses we liked from pictures and

shot videos of the houses and

neighborhoods. Our friends became our

eyes in our absence. We love our new winter

home and couldn’t be more happy with your

marvelous service. Thank you, my friend.

Best to you!‎

You saved our home!‎‎

Thank you, Mr. Payne, for helping us stay

out of foreclosure. Scary time for my family

and me. The attorneys you recommended

gave us the leverage we needed to get BOA

to approve our permanent loan modification

- after they had turned us down previously.

We don’t know what we would have done

without your help. Wonderful strategy! This

is the least I can to help you. For any real

estate or credit repair, everyone I know will

get a hold of you. Thanks!!!!! DonnaK‎

Thanks a million!‎‎

I was scared to death going into

foreclosure. I couldn’t afford my two rentals

no longer. A good friend you helped out of

a similar situation referred me to you. She

said you know what you’re doing. That was

evident from the first call. Before you, I had

talked with other realtors, they didn’t know

squat about short sales. They told me I

probably couldn’t get short sales, I didin’t

have enough hardship. You came on board

& removed two heavy weights from my

shoulders. I know now I should’ve called

you sooner, but I was damned depressed

and frustateed. Finally, I now can get back

to sleeping at night. Bill Florida‎

Home Sweet Home!‎‎

Dear Mike, Stuart and I appreciate how hard

you worked for us, Mike. We are overjoyed

with our new home and can’t possibly thank

you enough. As you know, many mortgage

officers rejected our credit. We thought we

would remain renters. Your credit repair

knowledge helped us improve our scores 80

points! MARVELOUS…. Sincerely, Marva

& Stuart B.‎

Your the best realtor‎‎

Hey Mike, We love our new home! Thanks

for your patience with us 1st-timers. I know

Sheri hit you with a ton of questions every

day. You never got impatient with us. We

never realized what we didn’t know about

buying a house. After spending time with

you, we feel like experts…or something like

that. :) All kidding aside, dude we couldn’t

have asked for a better realtor. You now are

more to us than our realtor. You are a good

friend. Love your website btw. Your blog

alone is killer. Sheri’s been reading it every

night. Don’t be a stranger, ok? Let’s get a

time to get the families together. Oh, you

should have gotten a couple calls recently. I

passed your name and good rep. to some

friends, Jim & Carla. The 2nd one is my

uncle who wants to buy near the

water…deep dock ability. His name is

Robert. Thanks again, Mike. We’re happy,

man. Dave P.S. Sorry bud, couldn’t give

you a 5-star rating cuz you’re a Cornhusker

fan. Shouldn’t you know better by now?

LOL

Hey Mike, We love our new home! Thanks

for your patience with us 1st-timers. I know

Sheri hit you with a ton of questions every

day. You never got impatient with us. We

never realized what we didn’t know about

buying a house. After spending time with

you, we feel like experts…or something like

that. :) All kidding aside, dude we couldn’t

have asked for a better realtor. You now are

more to us than our realtor. You are a good

friend. Love your website btw. Your blog

alone is killer. Sheri’s been reading it every

night. Don’t be a stranger, ok? Let’s get a

time to get the families together. Oh, you

should have gotten a couple calls recently. I

passed your name and good rep. to some

friends, Jim & Carla. The 2nd one is my

uncle who wants to buy near the

water…deep dock ability. His name is

Robert. Thanks again, Mike. We’re happy,

man. Dave P.S. Sorry bud, couldn’t give

you a 5-star rating cuz you’re a Cornhusker

fan. Shouldn’t you know better by now?

LOL
Thank you, Mike!‎‎

Hello Mike, this is Ann-Marie. I must thank

you again for saving my home. I know I

would’ve lost it without your help. You

made the bank’s troubling phone calls go

away. You answered all my questions and

explained what was happening. When I first

talked with you on the phone, I felt at peace.

You deeply care about helping others. I am

blessed I found you. No longer am I

embarrassed to talk about almost losing my

home. As long as I’m still breathing, I will

tell people about your wonderful help. You

deserve life’s blessings. To you, my deepest

appreciation, Ann-Marie B.‎