Sarasota foreclosures – Struggling homeowners facing foreclosure turn to distressed property technophobic real estate “experts” whose tech struggles push desperate homeowners into foreclosure.

Warning: If you are a real estate agent, put your anger back in its holster. All of us already know BANKS destroy short sale approvals, not (most) real estate agents. However, there’s enough blame to go around – and some agents have NO business mucking around in distressed property transactions .

Without doubt, some agents’ inability to grasp TECHNOLOGY apparently pushes some distressed property owners (into) foreclosure?

Are you kidding me?”

That’s all I could say when my contact inside the Assistant Vice President’s office shared a startling admission about some (dangerous) short sale “experts” (that is, real estate agents).

Short Sales Are Complicated Enough….

While running through the file, “Ms. S” (we’ll call her – a BOA manager whose name is withheld for privacy reasons) shared a startling admission about some short sale negotiators (agents in particular) pushing some property owners into foreclosure.

“Mike,” she said, “you would not believe just how many real estate people can’t figure out Equator. They’re not uploading all the docs…they can’t figure it out…and they’re blaming us,” Ms. S shared.

This got me thinking. Before I dismissed “Ms. S’s” claim, I quickly recalled just a few recent transactions and how I wanted to wring the necks of some agents who CLEARLY did not understand the short sale process…despite “CDPA” and other alphabet soup designations after their names. Sheesh!

They already “knew it all.”

They refused to ask for help.

Click Read More below now for the truth (as Ms. S and I see it) about TECH demons preventing some real estate agents from trying to keep struggling property owners out of foreclosure.

REAL ESTATE AGENTS CONTRIBUTE TO FORECLOSURES TOO!

[click to Read More …]

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Sarasota foreclosure group helps family save its home using one powerful secret weapon…that more families need to discover to avoid losing their homes unnecessarily!

One secret LOAN MOD weapon saves Tampa couple’s home from foreclosure.

In this short video, you’ll discover the one secret weapon Jamie & Chris Gettner of Tampa, Florida, utilize to persuade Well Fargo to approve permanent loan modification.

If you or someone you know is facing foreclosure and desperately needs to save a home, this is powerful ammunition.

Jamie & Chris just knew they were going to lose their home.

They thought they were doing everything they should be doing to save their home.

  • For 6 months, they fought Wells Fargo for loan modification.
  • For 6 months, Wells Fargo rejected their request.

It’s no secret: defaults and foreclosures are exploding. Loan modifications are stalling…forcing hundreds of thousands of families out of their homes.

Perhaps to no taxpayer’s surprise, the $35.5 billion allocated toward foreclosure-prevention as of December 2009 has helped ONLY 66,500 homeowners receive permanent modifications, with another 787,200 homeowners in trial modifications.

Unfortunately, defaults continue in record numbers. Earlier this month, RealtyTrac, the online tracking service of foreclosed homes, reported that foreclosure filings surged to a record 3 million in 2009, up 21% from 2008.

For six long, worry-filled months, Jamie called and faxed…called and faxed Wells Fargo.

Each phone call caused more anger and frustration. Fed up with waiting and uncertainty, Jamie & Chris chose to pay for a Forensic & Compliance Audit of all their mortgage loan documents.

The Forensic Audit Consists of a Complete intake interview with all parties on the mortgage, Complete loan document and disclosure audit by staff attorneys and CPA’S to find Violations of the Truth In Lending Act ( TILA ) and Real Estate Settlement & Procedures Act ( RESPA ).

According to reports, a staggering number of loans written between 2002 to mid 2006 includes violations, perhaps even predatory lending violations.

The audit also examines loan terms and Annual Percentage Rate (APR) for possible TILA violations. These violations turn in to leverage against the mortgage lender to modify the borrower’s loan.

In just a few days, the auditor informed Jamie & Chris of 9 violations and evidence of predatory lending. I’m not surprised, though Jamie & Chris were surprised.

Guess what happened next? Wells Fargo stumbled over itself to approve a better than expected loan modification.

For Jamie & Chris a Forensic Audit proved to be more than worth the money they invested.

For 6 months, Jamie & Chris stood among 787,200 homeowners hoping & praying they wouldn’t lose their homes.

Only when they chose Forensic Audit did Wells Fargo approve permanent loan modification…no trial modification. I’m not surprised. Truth in lending and RESPA violations are serious, as they should be.

I’ve read reports suggesting 80-90% of all “exotic” loans underwritten during 2002-2006 include violations.

Have you lost a property to foreclosure? Have you saved a property from foreclosure using a forensic audit? Either way, please take a moment to tell me about your experience, good or bad (I hope good). Scroll down a bit to leave a comment, ask a question or share your experience. For more information on Forensic Audit, contact me now. I’ll put you in touch with Forensic & Compliance Audit experts.

Sarasota foreclosure help offers homeowners who are confused and desperate a secret weapon for (possibly) saving their homes. If you or someone you know wants to buy or sell a house in or around Sarasota, please call me now. I want to be your real estate agent.

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Orlando real estate offers amazing BUYING opportunities to people looking for full or part-time use, such as this 3/2/2 car garage home with a heated swimming pool @ 216 Jessamine Drive.

Orlando, home of Mickey & Minnie Mouse, has taken a big hit on real estate. From 2006 house prices, you can get great deals at 50-60% off prices just a few years ago.

For buyers, this is amazing news. For sellers, it’s painful news.

While living in the Sarasota area for more than 20 years, I exclusively worked the Orlando real estate market for 3 years. Got to know it quite well. Got to see what areas appeal to people.

Here’s one 3 bedroom, 2 bath newer home with a heated swimming pool & conveniently located near shopping, dining, I-4 & Disney Parks. Best of all, this property is priced at $106,900. As with most other Orlando homes for sale, this property also is a short sale.

Orlando real estate, as with Sarasota real estate, presents amazing opportunities. No doubt, Florida’s housing market has been hammered. For you (a buyer), this means discounted prices on a Florida lifestyle that is the same as it was during the boom years, 2002-2006. If you or someone you know wants to buy or sell a house in or around Sarasota, please call me now. If you have a question, comment or experience with Florida real estate, please scroll down to share. Thank you!

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Sarasota real estate -- Welcome to Schooner Bay, a private condominium (villa) community and a boaters’ & beach-lovers’ dream location, featuring an impeccably maintained 2 bedroom, 2 bath, 1 car garage home.

For Sale (Short Sale) -- 6792 Schooner Bay Circle, Sarasota, FL 34231

Turn up your speakers &  check out this amazing property! :)

Do you love boating…and jumping in your own motor or sail boat sitting in your backyard with no bridges to ICW (Bay)?

Your own boat or sailboat sitting steps from your backdoor with straight shot (no bridges) to ICW.

Your own 24' boat slip awaits you....

Do you love world-renown Siesta Key Beach…and conveniently hopping over to the beach in LESS than 5 minutes?

Minutes from world-class "relaxation."

Do you desire your own private villa with all updated amenities? This SHORT SALE listing features 2BR/2B/1 Car garage w/ convenient first-floor access. You will not have to  face flights of stairs.

Impeccable 2 bedroom, 2 bath villa in Schooner Bay's boating & beach-loving paradise!

Enjoy barbecues & private lounging on front paved & fenced patio.

Updated, spacious kitchen with Corian counters & fresh tile

It's 68 degrees; bright morning light streams into the kitchen during a relaxing breakfast.

Light, bright living space with easy-care tile.

Master en suite offers "king" size comfort with full slider access to enclosed patio.

Double sinks, walk-in shower & private "make-up" sitting area b/t bedroom & bathroom.

Enjoy your private, enclosed, air-conditioned patio overlooking saltwater canal with boats coming & going.

Siesta Key Beach or Schooner Bay heated swimming pool. Your choice....

Winding throughout Schooner is new dock!

Private 24′ dock on saltwater canal with no bridges to ICW (Bay).

Is this enough space for your motor/sail boat?

Impeccably maintained:

  1. Eat-in kitchen w/ Corian counters & wood cabinetry;
  2. Crown molding;
  3. Spacious tiled living room with large enclosed (& air conditioned) lanai (adds even more living space; mature fruit trees.
  4. Huge master suite with dual sinks, large walk-in closet and inside, separate tub & shower (2nd bath), inside utility area.
  5. Private, tucked away Schooner Bay is boating haven.
  6. Close to shopping, dining & LESS THAN 1 mile to gorgeous Siesta Key Beach.

If you or someone you know sees RELAXATION written all over 6792 Schooner Bay Circle, please call me. :)

Sarasota real estate offers one great opportunity for full-time or part-time beach/boating relaxation with nearby, convenient dining & shopping…all within minutes of your new front door.

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Sarasota real estate market STATS prove what everyone holding his/her breath feared: no tax gift steals chance for continued market recovery. What’s next for Sarasota-Bradenton’s real estate market?

July numbers sucker-punched Sarasota’s lively real estate market.

For just a few months, we celebrated increased sales and increased median price (see proof below).

In fact, some real estate agents actually thought all the first-time buyers (both local and out-of-area buyers) running around town waving $8,000 dollars would magically pull us out of the gutter.

Sorry, it’s not happening!

In one crazy (read: SLOW) month, our local market did a 180…leaving us to question what happens next! This is NOT about the sky is falling or all is well; this is (about) reality.

Click Read More below now to see with your own eyes July’s numbers from Sarasota Board of Realtor.

SARASOTA REAL ESTATE MARKET HITS WALL!

[click to Read More …]

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